Join Credit Information Center

I.   Individual basic information: Including ID card no. , Chinese name, English name, date of birth, address of registered residence, contact address, residence and mobile phones.

II.   Credit information:

(1)【LOAN INFORMATION】Credit line and loan outstanding

    balance with financial institutions, including credit line, loan

    outstanding balance, loan category and late payment within

    the last 12 months.

(2)【OVERDUE LOAN, DEBT COLLECTION, OR BAD DEBT

    INFORMATION】Overdue loan and debt collection in the

    past three years, and bad debt in the past five years.

(3)【DEBT TRANSFER INFORMATION】Debt transferred to

    an asset management company or a third party in the last

    five years.

(4)【LOAN GUARANTEE INFORMATION】Loan guarantee

    information reported, including guarantor type, principal

    debtor, financial institution, current outstanding and overdue

    amount.

(5)【CO-DEBT, SECONDARY DEBT, OR OTHER DEBT

    TRANSFER INFORMATION】Debt transferred by the

    original creditor bank to an asset management company or

    a third party in the last five years.

(6)【CREDIT CARD INFORMATION】Record of credit cards

    for the past five years, including financial institution, card

    type, credit limit, issue date, date of suspense, and card

    status.

(7)【CREDIT CARD PAYMENT INFORMATION】Credit card

    payments for the last twelve months, including bill date,

    financial institution, card type, credit limit, revolving credit

    and cash advance.

III.   Check credit：

(1)【DISHONORED CHECK INFORMATION】Dishonored

    check records (of amounts over NT$500,000) on individual

    or business account due to insufficient funds.

(2)【REFUSED ACCOUNT INFORMATION】Refused account

    information on individual or business account due to

    insufficient funds.

IV.   Inquiry records：

(1)【RECORD OF INQUIRIES】Record of inquiries made by

    financial institutions for the past three months. (Excluding

    this inquiry)

(2)【RECORD OF INQUIRIES BY THE SUBJECT OF THE

    REPORT】Inquiry record made by the subject of the

    report for the past three months. (Excluding this inquiry)

V.   ADDITIONAL RECORD OF INQURIES：  ANNOTATIONS FILED AS REQUESTED BY THE SUBJECT OF THE REPORT OR FINANCIAL INSTITUTIONS

I.  Are ID number and the name correct?

II.  Is there any fraud reporting case?

III.  Is there any bank record that doesn’t belong to you?

IV.  Do you have any bad record?

V.  What is your credit score?

VI.  Is there any unauthorized inquiry by banks?

I.  To make sure your credit information is correct.

II.  To know your credit score.

III.  To know which bank has made inquiries about your credit information.

IV.  To find out identity theft or credit fraud. Checking your “Comprehensive Credit Report” regularly is very important. It can help you to ensure there are no errors reported and to prevent fraud.