- Standard Credit Information Products - Eight Categories
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Basic profilesˇG
Information such as name, date of birth, and permanent registered address are provided for the Public, and for corporations there are registration information, list of directors, supervisors and management, scope of business, and factory registration. |
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Loan related informationˇG
Information includes loan outstanding balance, past-due loan, debt-collection, and bad debt amount, payment status, guarantee information, and collateral of individual or corporate borrowers. |
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Financial informationˇG
Financial reports, financial ratios, and CPAˇ¦s opinion of corporation, and comparisons of financial information by industries, and with other corporations in the same industry. |
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Affiliated(conglomerate and the same party) entities informationˇG
Long-term equity investment, short-term investment, transactions with affiliated parties, change of shareholding by insiders, and corporation investments in Mainland China. |
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Comprehensive credit reportˇG
Consolidated loan and credit card information of the Public and corporations, with credit score for individual. |
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Credit card holders and merchants informationˇG
Basic profiles, card holding record, and payment status of credit card holders, and merchant basic profiles and contract cancellation information. |
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Public informationˇG
Basic profiles of business entities and financial information of public companies. |
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Other credit related informationˇG
Import, export, and chattel mortgage information of companies, fraud and forgery (alteration) of documents reported, and statistics of credit information inquiries by member institutions. |
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In support of member institutionsˇ¦ needs for automated credit check, JCIC provides customized credit information products for member institutions. Those customized products have the following features: |
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Flexible design ˇV member institutions can select the data units they desire. |
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The data are presented in report form or as pure data. In case of pure data, member institutions can read and process the data directly in an automated process. This service makes it easier for member institutions to promote automatic services such as online credit card and loan approvals. |
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Aside from customized inquiries that are tailored to member institutionsˇ¦ credit card and loan approvals, JCIC also provides the consumer finance business of member institutions in relation to customer accounts review services. |
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