Joint Credit Information Center (JCIC) was established in 1975 under the Bankers Association of Taipei, and responsible for collecting, processing, and exchange of credit data among financial institutions. In 17 years of operation, JCIC kept on expanding its business. As a result, the Bankers Association of Taipei decided in 1992 to donate all the operating surplus of JCIC to establish the non-profit “Foundation of Joint Credit Information Center”. The new JCIC continues to serve member institutions by providing accurate and quality credit information on a user pay basis.

Currently JCIC is the only credit reporting agency that collects credit data from financial institutions in Taiwan, and also the first in Asia that collects both positive and negative credit data on individuals and corporations. In the 2004 “Credit Reporting System Project” by the World Bank Group, JCIC was ranked No. 1 in “public credit registry” among 68 countries (based on the rules on collection of information, the scope of information distribution, the access to information, and the quality of information).